F & M Bank - Martinsburg

F & M Bank-Keyser, Inc.

F & M Bank-West Virginia, Inc.

Fairmont Federal Savings and Loan Association

Farmers and Merchants Bank of Ritchie County

Farmers Federal Savings and Loan Association

Fayetteville Federal Savings and Loan Association

Fed One Bank

First Bank of Ceredo

First Bank of Charleston, Inc.

First Central Bank, Inc.

First Century Bank, National Association

First Citizens Bank & Trust Company

First Community Bank - Castle Rock

First Community Bank - Upshur National

First Community Bank of Mercer County, Inc.

First Community Bank, Inc.

First Community Bank-Oceana National

First Empire Federal Savings and Loan Association

First Exchange Bank